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EPF Calculator
Estimate your EPF corpus at retirement: 12% from you plus 3.67% from your employer every month, growing at the EPF rate.
- Instant results
- No signup
- Remembers your inputs
- Rates checked Oct 2026
How the epf calculator works
Each month: employee 12% + employer 3.67% of basic + DA goes to EPF (employer's 8.33% goes to EPS pension). Interest is credited yearly.
How to use it
- Move the sliders or type exact figures — results update as you go.
- Read the highlighted result first, then the breakdown and chart.
- Open the year-by-year table to plan ahead, or copy the result into your notes.
Frequently asked questions
What is the current EPF rate?
EPFO declares the rate each financial year. 8.25% was declared for FY 2024-25; change the rate field to the latest declared figure.
Why only 3.67% from the employer?
Of the employer's 12%, 8.33% (on wages up to ₹15,000) goes to the Employees' Pension Scheme and the rest to EPF.
Results are estimates for planning, not financial, tax or investment advice. Rates and rules change — confirm with your bank, the scheme's official notice or a CA. Last reviewed 13 October 2026.
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