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PPF Calculator
Public Provident Fund pays 7.1% a year (October–December 2026), compounded annually. Enter your yearly deposit (₹500 to ₹1.5 lakh) to see your maturity value.
- Instant results
- No signup
- Remembers your inputs
- Rates checked Oct 2026
How the ppf calculator works
Balance at year-end = (opening balance + deposit) × (1 + r), assuming you deposit before the 5th of April each year.
How to use it
- Move the sliders or type exact figures — results update as you go.
- Read the highlighted result first, then the breakdown and chart.
- Open the year-by-year table to plan ahead, or copy the result into your notes.
Frequently asked questions
What is the PPF interest rate now?
7.1% per annum for October–December 2026, set by the government each quarter and compounded yearly.
How much can I deposit in PPF?
Minimum ₹500 and maximum ₹1.5 lakh per financial year.
Is PPF tax-free?
PPF has exempt-exempt-exempt status: deposits qualify for Section 80C under the old regime, and interest and maturity are tax-free.
Results are estimates for planning, not financial, tax or investment advice. Rates and rules change — confirm with your bank, the scheme's official notice or a CA. Last reviewed 13 October 2026.
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