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SIP Calculator
Estimate what a monthly SIP could grow to. Change the expected return to see best and worst cases.
- Instant results
- No signup
- Remembers your inputs
- Rates checked Oct 2026
How the sip calculator works
FV = P × ((1 + i)n − 1) ÷ i × (1 + i), where i is the monthly return and n the number of months.
How to use it
- Move the sliders or type exact figures — results update as you go.
- Read the highlighted result first, then the breakdown and chart.
- Open the year-by-year table to plan ahead, or copy the result into your notes.
Frequently asked questions
Are SIP returns guaranteed?
No. Mutual fund returns depend on markets. This calculator shows an estimate at a constant return; real returns vary year to year.
What return should I assume?
Use a conservative figure for your fund type. Past returns are not a guarantee of future returns.
Results are estimates for planning, not financial, tax or investment advice. Rates and rules change — confirm with your bank, the scheme's official notice or a CA. Last reviewed 13 October 2026.
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