Gratuity Calculator

Estimate your gratuity from your last drawn basic + DA and years of service — for employers covered by the Act or not.

Instant results
No signup
Remembers your inputs
Rates checked Oct 2026

How the gratuity calculator works

Covered: 15 × salary × years ÷ 26 (more than 6 months counts as a full year). Not covered: 15 × salary × completed years ÷ 30.

How to use it

Move the sliders or type exact figures — results update as you go.
Read the highlighted result first, then the breakdown and chart.
Open the year-by-year table to plan ahead, or copy the result into your notes.

Frequently asked questions

When is gratuity payable?

Generally after five years of continuous service, on resignation, retirement, death or disablement. The five-year condition doesn't apply on death or disablement.

Is gratuity taxable?

Gratuity is exempt up to a limit for private-sector employees and fully exempt for government employees. Check the current limit with your CA.

Results are estimates for planning, not financial, tax or investment advice. Rates and rules change — confirm with your bank, the scheme's official notice or a CA. Last reviewed 13 October 2026.