What is AD Code?
The AD code is an identifier for the specific branch of an Authorised Dealer bank that handles your export transactions. It ties your exports to that branch in government and RBI systems. On the EDF, it goes in field 1.6, right before your IE code, GSTIN and PAN. The code is issued by the bank, so the simplest way to get it is to ask your branch.
Why it matters for exporters
A blank or wrong AD code is a common reason for back-and-forth with the bank. The code tells the system which branch should receive your declaration and track the export in EDPMS. If you export goods as well as services, the AD code also matters for customs, where it is typically registered against your IEC; for most service exporters, the EDF field is the main place you will meet it.
Banks generally give the AD code on a letter on their letterhead. If your branch has not shared it, our AD code request letter gives you a polite, complete format to send.
Example
Saffron Apps Pvt Ltd is filling its first EDF for October 2026 invoices worth ₹7,80,000. The finance executive types the branch IFSC into field 1.6 by mistake. The bank returns the form and asks for the AD code. Saffron requests a letter from the branch, enters the correct code and resubmits well before the 30 November 2026 deadline.
Common confusion
AD code, IFSC and SWIFT code are three different things. IFSC routes domestic transfers such as NEFT and RTGS. A SWIFT code (BIC) identifies the bank for international messages. The AD code identifies the branch for foreign-exchange and export reporting. Read IFSC vs SWIFT vs AD code for a fuller comparison.